A debt consolidation loan could help you get debt-free faster, save hundreds of pounds on interest, and take control with one simple monthly repayment.Find out if we can help: just choose your loan and check your rates in 3 minutes.During a free consultation, we take into account all of your bills, loans, expenses and current debt—even money you might owe to friends or family members – and examine your options.We deal with complex situations every day and will take the time to sit down and review your situation.My Budget work with you to thoroughly with you to examine which debt consolidation loan and debt management strategy is best for you. A Part 9 Debt Agreement is a legally binding contract that represents a compromise between you and your creditors. There are strict rules about who qualifies and it only covers unsecured debts, such as credit cards, telephone bills and utilities.The agreement must include any and all creditors to which you owe unsecured debts—there are no exceptions.
It [joining My Budget] was the best decision we ever made...
On the downside, the consequences are significant and far-reaching.
A formal debt agreement would appear on your credit file, affecting your access to credit for up to five years and resulting in your name appearing on the National Personal Insolvency Index forever.
My Budget can assist you in understanding debt consolidation loans and what options may be available to you.
We specialise in tailoring a debt solution to your specific situation.
SIMPLIFY AND DE-STRESS YOUR FINANCESDebt consolidation merges multiple debts into a single, cheaper loan while our caring team does the hard work to make sure that you stay on track to be debt-free sooner.